Wealth Risk Management Solutions
Preserving wealth is as important as creating it. CAPCO helps clients protect their wealth against market volatility and unforeseen circumstances through:
We offer comprehensive insurance advisory and brokerage services as part of a holistic wealth management strategy. Our approach helps clients select the right insurance products to protect their lives, health, and valuable assets.
Our life insurance solutions provide comprehensive financial protection tailored to individual and corporate needs. Whole life insurance offers lifetime coverage with a savings component, ensuring long-term security. Term life insurance provides fixed-period coverage, making it an affordable option for temporary protection. Unit-linked life insurance combines investment and insurance benefits, offering growth potential alongside coverage. For businesses, group life insurance ensures employee financial security, while key person insurance safeguards companies against the financial impact of losing a crucial team member.
The benefits include financial security for loved ones, tax-free death benefits, effective wealth transfer planning, and income replacement for dependents, ensuring peace of mind for the future.
Our health insurance solutions provide comprehensive coverage to ensure financial protection against medical expenses. We offer comprehensive medical insurance plans tailored to individuals and families, as well as international health coverage for global travelers and expatriates. Critical illness cover provides financial support for severe medical conditions, while family medical insurance ensures the well-being of loved ones. For businesses, group health insurance enhances employee welfare and productivity.
The benefits include access to world-class healthcare facilities, protection against high medical costs, coverage for chronic illnesses, and peace of mind for families, ensuring that healthcare needs are met without financial strain.
Our property insurance solutions offer comprehensive protection for both individuals and businesses. Homeowners insurance safeguards residential properties against risks such as fire, theft, and natural disasters, while commercial property insurance ensures businesses remain protected from unforeseen losses. Landlord insurance provides coverage for rental properties, mitigating financial risks associated with tenants. Motor vehicle insurance covers damages, theft, and liabilities for personal and commercial vehicles. Marine cargo insurance secures goods in transit, and asset & equipment insurance protects valuable business tools and machinery.
The benefits include protection against financial losses, asset replacement coverage, business continuity assurance, and peace of mind for both businesses and individuals
Asset Protection Strategies are designed to safeguard clients' wealth from unforeseen risks such as lawsuits, creditors, market downturns, and family disputes.
Our asset protection solutions are designed to safeguard wealth and ensure financial security for individuals and families. We offer trusts and wealth-holding structures to provide legal protection and estate planning benefits. Offshore asset protection trusts enhance confidentiality and shield assets from potential claims. Family Limited Partnerships (FLPs) allow for structured wealth transfer while maintaining control within the family. Asset segregation plans ensure risk mitigation by separating personal and business assets. Business ownership structuring optimizes legal and financial efficiency, while liability insurance provides additional protection against unforeseen legal claims.
The benefits include safeguarding assets from creditors, preserving family wealth across generations, maintaining confidentiality, and minimizing tax liabilities during estate transfers.
We provide Risk Mitigation Advisory Services to identify, assess, and minimize financial risks that could impact our clients' wealth portfolios.
Our risk management services provide comprehensive strategies to safeguard financial well-being and business continuity. We conduct thorough risk profiling and assessment to understand individual and corporate exposure levels. Business continuity planning ensures resilience against disruptions, while portfolio risk diversification minimizes market volatility impact. Liability risk analysis helps identify potential threats, and investment risk management optimizes asset allocation for stability and growth.
The benefits include minimized exposure to market fluctuations, protection from operational risks, proactive loss prevention strategies, and enhanced financial resilience for individuals and businesses alike.
Diversification is the foundation of sound wealth management. We craft highly diversified investment portfolios to balance risk and return across various asset classes.
Our diversified investment portfolio offers a comprehensive range of options, including equities in local and global markets, fixed income instruments such as bonds and treasury bills, real estate investments, private equity, offshore investments, gold and commodities, and mutual funds. With key features such as strategic asset allocation, risk-adjusted investment strategies, ESG-compliant options, tax-efficient structures, and professional portfolio management, we ensure clients achieve their financial goals while minimizing risk. Additional solutions include trusts and wealth holding structures, estate planning, corporate pension schemes, health and property insurance, and retirement income strategies such as annuities and income drawdown plans.
Clients benefit from reduced portfolio risk, enhanced returns, stability during market fluctuations, global market exposure, tax efficiency, estate preservation, liability protection, and access to premiu